We are looking for a Portfolio Risk Manager to take ownership of managing and optimizing the risk profile of our lending products. Key Responsibilities: Portfolio Risk Management: Oversee portfolio risk levels, LTV, provisions, and product profitability. Participate in the development and implement...
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We are looking for a Portfolio Risk Manager to take ownership of managing and optimizing the risk profile of our lending products. Key Responsibilities:
Portfolio Risk Management: Oversee portfolio risk levels, LTV, provisions, and product profitability. Participate in the development and implementation of risk management strategies.
Portfolio Quality Monitoring: Analyze current and forecasted risk levels, detect anomalies, and proactively manage risks.
Credit Policy Development: Maintain and update credit policies, conduct testing (including A/B tests), and ensure compliance with risk engine specifications.
Risk Model Support: Monitor model performance, provide regular reporting, and collaborate with analysts and machine learning specialists.
Risk Event Management: Investigate and document factors impacting risk levels, including fraud, seasonality, and model changes.
Change Implementation: Coordinate the end-to-end process of change implementation (from request to final deployment).
Team and Process Support: Collaborate on cross-functional projects, provide risk consulting, optimize collection processes, and develop portfolio management strategies.
Requirements
Proven experience in risk management
Advanced skills in Excel/Tableau
Basic SQL knowledge as a business user
Fluent English
Foundational understanding of scoring models, machine learning, and AI
Preferred Qualifications:
Experience with fintech loan products (PDL, installment, cards)
Hands-on experience in scoring model development (R, Python, SS, SPSS, etc.)
Technical or mathematical education (statistics, probability theory)
Benefits
Flexible and completely remote full-time role
The opportunity to work in an innovative fintech company with a global reach
Engaging tasks and the chance to influence the development of cutting-edge products
The opportunity to grow your skills in a global, distributed team environment.
